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Interactive Tool

Retirement Income Planner

Plan your financial future with real Social Security formulas, federal tax brackets, and inflation-adjusted projections.

Your Details

35
65
85
$
$
$
4%
80%
$
7.0%
5.0%

Wealth Trajectory

$0$1.0M$2.1M$3.1M$4.1M$5.1M4050607080Retirement
Accumulation Drawdown Optimistic Pessimistic
💰
Portfolio at Retirement
$2.07M
📊
Monthly Retirement Income
$9
SS $2,554 + Portfolio $6,886 + Other $0
🏛️
Social Security (Monthly)
$3
Claiming at age 65
🎯
Income Readiness Score
69 / 100
📉
Effective Tax Rate
14.8%
Money Lasts Until
Age 83
💵
After-Tax Monthly Income
$8
📈
Peak Portfolio Value
$2.07M

Readiness Score

69/ 100Needs Attention

Income Breakdown

$113Kper year
Social Security27%Portfolio73%

This calculator provides estimates for educational and planning purposes only. It does not constitute financial advice. Actual returns, tax rates, Social Security benefits, and inflation may vary. Consult a licensed financial advisor for personalized retirement planning. Social Security estimates use simplified 2024 bend points and may differ from your actual benefit. Tax calculations use 2024 federal brackets for single filers.

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