BNPL Integration Apr 19, 2026
Klarna Buy Now Pay Later for D365 F&O — The Right Approach
Klarna isn't a card processor — it's a fundamentally different payment model. Async authorization, capture-on-shipment, multi-market support.
Read articleOne Partner. Every Digital Need.
Stop Juggling Multiple Tools.We Build Your All-in-One Platform —Secure, Scalable, Yours.
Ditch the patchwork of apps. We build one powerful, secure tool tailored to your operations — so everything your team needs lives in one place.
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We Design & Build It
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We help engineering colleges, medical colleges, and schools across India run faceless teaching studios and AI assessment centers — faculty author the content, AI handles delivery, grading, and reporting.
Faceless Teaching Studio
Faculty write once; an AI voice and avatar deliver the lecture in English and regional languages, 24/7.
AI Assessment Center
Outcome-mapped question banks, proctored online exams, and auto-grading of MCQ and descriptive answers.
Campus AI Tutor
A private, syllabus-grounded tutor for every student — answers only from the institution's own material.
Campus Automation & Analytics
Admissions, attendance, fee reminders, timetables, and accreditation data — automated and reported.
Engineering · India
A top engineering college: faceless teaching + assessment center for 6,000 students
- Internal assessment turnaround: 3 weeks → 48 hours
- Every lecture available in 2 languages, on mobile
- NBA course-outcome attainment report generated automatically
Medical · India
A medical college: AI viva, OSCE practice, and competency-based assessment
- Formative assessments every week instead of every semester
- Competency attainment tracked per student for the logbook
- Viva practice available 24/7 before the real exam
Trusted Across Industries
InsuranceFinanceHealthcareLogisticsEducationRetailReal EstateLegalManufacturingHospitalityNon-ProfitEnergyInsuranceFinanceHealthcareLogisticsEducationRetailReal EstateLegalManufacturingHospitalityNon-ProfitEnergyInsuranceFinanceHealthcareLogisticsEducationRetailReal EstateLegalManufacturingHospitalityNon-ProfitEnergy
Blog
Insights & Deep Dives
Technical architecture, product thinking, and lessons from replacing legacy systems with modern tools.
Payment Integration Apr 19, 2026
How We Cracked Microsoft's Undocumented Payment SDK Filter
Our connector DLL loaded but the dropdown refused to show it. Through IL decompilation we found the undocumented MEF requirement.
Read articleERP & CRM Mar 28, 2026
ERP & CRM Anxiety — Is There a Way Forward?
License costs, million-dollar implementations, vendor lock-in. The ERP model is broken — here's why building your own tool is the anxiety-free alternative.
Read articleERP & Analytics Feb 27, 2026
Do We Need ERP Like Before? D365, SAP, or Oracle — Build Your Own Intelligent Tool
100GB of data, reports that take hours. What if you could ask a question in plain English and get the answer in seconds — with charts?
Read articleTestimonials
What Our Partners Say
Real results from real businesses that made the switch.
Quotes are taken from project close-out conversations and thank-you notes, shared with each client's permission.
ZAF integrated ZATCA into our Microsoft Dynamics environment and automated our entire Finance & Operations workflow. We process thousands of invoices weekly now — what used to take days happens in hours.
Olayan Group
Resource Management, Saudi Arabia
Their team built our client portal in 6 weeks. What used to take 3 vendors and 6 months, they did in one sprint.
James Okafor
Director of Ops, Atlas Logistics
We stopped fighting with Salesforce. ZAF built us something simpler, faster, and half the cost. Best decision we made.
Maria Gonzalez
VP Sales, Pinnacle Financial
FAQ
Quick Answers
The questions we hear first on a discovery call.
What does Zaf Technology do?
Zaf Technology builds custom software, implements Microsoft Dynamics 365, and integrates business systems for companies in Saudi Arabia, the UAE, the USA, and Malaysia. It also helps universities and schools in India become AI-enabled with faceless teaching studios and AI assessment centers.
How is pricing structured?
A flat monthly fee with no per-seat licensing. Plans start at $1,500 per month for one custom application and go up to custom enterprise agreements. See the pricing page for the full comparison.
How long does a typical project take?
Most single-application builds go live in 4 to 8 weeks. Dynamics 365 implementations and campus-wide education rollouts follow a phased plan agreed in the discovery call.
Do you work with existing Dynamics 365 environments?
Yes. We implement D365 Finance & Operations, HRMS, and CRM, rescue stalled projects, run security audits, and build native payment connectors such as CardPointe and Klarna.
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No commitment. No sales pitch. Just a real conversation about what your business needs and how we can build it.